Hanan Qaqi

Loan Office

NMLS# 1726422

863-517-1460

hanan.qaqi@phommeloans.com

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Real Estate Crowdfunding – Investment Friend or Foe?

Real Estate Crowdfunding – Investment Friend or Foe?

Recently, you’ve probably heard a lot about the rise of “crowdfunding” in real estate. The concept seems simple: pool money with others to invest in a property, and potentially share the profits. While it sounds easy, the real question i

Apr 10, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 08, 2025 | Purchasing a Home

Understanding Private Mortgage Insurance

Understanding Private Mortgage Insurance

If you're buying a home with less than 20% down, you might be required to pay Private Mortgage Insurance (PMI)—an extra cost that protects the lender, not you. Let’s explore what PMI is, how much it costs, and how you can potentially avoid it.

Apr 03, 2025 | Purchasing a Home

Important Things to Know Before Purchasing a Home with Solar Panels

Important Things to Know Before Purchasing a Home with Solar Panels

Purchasing a home with solar panels can be a great decision, offering energy savings and environmental benefits. However, there are a few important things to keep in mind to make sure you're making an informed choice. Here's what you need to consider. Own

Mar 13, 2025 | Purchasing a Home

Buying a House? Don't Forget About Schools!

Buying a House? Don't Forget About Schools!

Looking to buy a new home? Fantastic! But have you considered the quality of schools in the area? The school district can significantly influence both your living experience and the value of your investment. Let’s dive into why schools matter, even

Mar 11, 2025 | Purchasing a Home

Step-by-Step Guide to Buying a Home Out of State

Step-by-Step Guide to Buying a Home Out of State

Purchasing a home in a new state can seem like a big challenge, but with the right planning and a few key steps, it can be an exciting and rewarding experience. Whether you’re moving for a job, family, or just a change of scenery, now is a great tim

Mar 06, 2025 | Purchasing a Home